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What is a Super 8(a)?

“Super 8(a)” is a colloquial term for SBA 8(a) certified companies that are owned by Alaska Native Corporations (ANCs).

ANCs have special privileges in the 8(a) program that 8(a) companies owned by individuals do not. For example, ANCs do not have caps on how much money they can earn via sole source set aside awards. (Congress is currently mulling over establishing some caps, however, so this situation might change.)

These “Super 8(a)” entities are owned by organizations, not individuals. Congress designates entities as ANCs, meaning you cannot form an ANC just because you want to do so. The federal government controls how many ANCs there are, and there are very few of them.

If you are an Alaska Native, you cannot form a “Super 8(a)” business. You can, however, apply for a regular 8(a) certification, which has some pretty nifty benefits and is worth your while if you are interested in federal contracting.

Email us at if you have other 8(a) questions.

Your SBA 8(a) Application and the Possible Government Shutdown

The next few days will be interesting for government contractors and 8(a) applicants alike as we wait to see what October 1, 2013 will bring: a normal business day, or a full federal government shutdown.

If the shutdown does indeed occur, any days the federal government is closed will be days lost in regards to your 8(a) application, so if you are meticulously counting down the days to see if the SBA really will give you a decision on your 8(a) application within the 90 day processing time frame, you’ll be waiting on that SBA decision letter a little bit longer.

In the mean time, please do continue to meet any deadlines the SBA might have given you, and be sure to track your packages and use signature confirmation–you might need your delivery records later on to prove you actually met your deadline even though the government’s doors were technically closed that day.

Try not to panic and proceed normally when it comes to your 8(a) application; to date the SBA has not issued any public statements about the 8(a) review system and how it will be impacted by a potential shutdown, so unless the SBA issues advice to the contrary, just move forward as if everything is the same. 


Insurance and the SBA 8(a) Application

There are multiple obvious reasons why your small business should invest in general liability insurance–continuity of operations in case of a disaster, for example–but another good reason to purchase a basic business insurance policy is to demonstrate stability and trustworthiness to the federal government when you apply for SBA 8(a) certification.

The Small Business Administration will ask you to provide it with a Certificate of Insurance or insurance policy declaration pages as a part of the baseline 8(a) application.

If you are a home-based business, the SBA will ask you for a copy of your homeowner’s insurance policy or renter’s insurance policy in lieu of a business insurance policy if you do not have one.

There are multiple different types of business insurance available such as general liability policies, key employee coverage (in case of death or disability of a principal of the business), business automobile and vehicle insurance, etc., so you might want to seek the help of a broker or insurance professional who can tell you about the different options and perhaps bundle some of them together for a customizable, affordable rate.

To locate a reputable professional who is knowledgeable about insurance for small businesses (not for consumers), the following trade association website is a good starting point:

National Association of Insurance Commissioners (NAIC) “Insure U for Business” Website

What is a Bank Signature Card?

In days of yore, whenever a company opened a new bank account, the company would be issued a card by the bank listing the names of the authorized signatories for the account.

The SBA still uses this outdated term to refer to a document from a bank that displays the signatures of the individuals at the company who have access to the account. Perhaps a more updated term would be “bank account signature sheet.”

The SBA cares about which specific individuals have access to each company bank account because financial responsibility for the firm correlates closely with potential control over the company.

Please note that any person you provide with access to your company’s financial accounts instantly gets drawn into your 8(a) application process whether they are a company owner or not, meaning he or she will be forced to provide the SBA with 3 years of personal taxes and W-2 forms, a resume, a fingerprint card (if ever arrested or charged with anything), and a variety of other SBA forms and documents.

For this reason, select the individuals you trust with financial responsibility and bank account access at your company extremely carefully. If you choose the wrong person–someone with a felony conviction perhaps, or someone who caused the federal government to lose a tremendous amount of money by not paying their personal income taxes–the presence of that person on your company’s bank signature sheet can harm or ruin your chances at 8(a) certification.

For more information about the 8(a) application process, please refer to our new site

8 a Requirements at a High Level: A Fast Primer

What kind of company qualifies for the SBA 8(a) program, in a general sense? Here is a quick and fast primer to help you determine whether or not the 8(a) program might be a good fit for you and your company this year:

The SBA 8(a) eligibility requirements–at a very high and general level–include all of the following elements:

Small Business Size: Your company must be small as defined by the Small Business Administration, not by other federal agencies or by private organizations.

Disadvantaged Business: The company must be both owned and controlled by one or more people who are disadvantaged, and the highest person in your company hierarchy (the person with the highest ranked title and role at the company) must be disadvantaged.

Do not forget the control part–this means a disadvantaged person must be in charge at the company.

Mere 51% (or more) ownership is not enough–a disadvantaged person needs to be actively running the company full time.

Survivable: The company must be stable enough to remain open and operational for 9 or more years, the duration of the 8(a) program.

This means that despite the obstacles and challenges posed by disadvantage, the company needs to be relatively solid and able to withstand peaks and valleys in revenue. The SBA calls this “potential for success.”

Proven Track Record: Although the company does not need to be involved in federal contracting yet, the company must have a proven track record of experience and completed jobs or contracts so the SBA has some past performance history to evaluate.

Testimonials from satisfied clients on letterhead will be required to get into the 8(a) program.

Good Moral Character: All company representatives must be morally upstanding individuals–and that includes being fiscally responsible. Felons and individuals on parole cannot be in any management or ownership positions. Tax scofflaws are prohibited.

A house going into short sale, a DUI arrest 10 years ago, and similar minor blemishes are not an issue; but felony convictions, unpaid taxes, liens and judgments, unpaid student loans, and defaults on SBA loans are all problems that can ruin your 8(a) eligibility.

Government Certification Specialists Inc. has even more detailed 8(a) qualification guidance available for you on our new website — check it out today, as a number of resources on the new site are free of charge, and other templates, examples, and kits on the site are as inexpensive as $5.95.

8a Application Timeline: How long does it take to get 8a Certified?

How long does it take to get SBA 8(a) certified?

The real answer:

The time it takes to get your 8(a) application reviewed and approved by the SBA varies, and the only people in control of how long it takes are the staff members of the United States Small Business Administration (SBA), a federal government agency.

The SBA claims the entire application process will take 105 days or less—the “regulatory timeframe.”

The problem? The regulatory timeframe is not enforceable and is routinely exceeded because the SBA has a limited staff tasked with processing dozens upon dozens of 8(a) applications every week, and with the bad national economy, more people want 8(a) certification than ever before.

The best thing to do is plan on the 8(a) process taking multiple weeks and several months.

Don’t make promises to your clients and teaming partners about when you will have that 8(a) certification letter in your hand because the timeframe can vary wildly depending upon factors like:

  • The number of owners, officers, and directors—the more key personnel in your company, the more paperwork inside your 8(a) application, which equals more processing time.
  • Fingerprint cards—If you have a fingerprint card in the application, add on 6 to 10 more weeks.
  • Complications and anomalies—The more complicated your company is, the more paperwork will be inside your 8(a) application, which means the SBA staff has more documentation to review.

Let’s examine the various phases of the 8(a) application timeline using a best case scenario:

SBA 8(a) certification often takes multiple months to obtain.

SBA 8(a) Application: Typical Timeline and Chronology of Milestones

What is the best way to compress the SBA 8(a) application timeline?

  1. Organize your 8(a) application documents carefully using the same sequence as in the SBA 8(a) checklist.
  2. Label your documents properly especially if they are not easily identifiable at a glance.
  3. Explain all anomalies and complications to the SBA thoroughly.
  4. Eliminate anomalies and complications prior to submitting the 8(a) application for review.
  5. Include a signed, dated letter of need from a federal buyer (on government letterhead) in your 8(a) application to demonstrate to the SBA that the federal government has an immediate and pressing need for the goods or services you offer.

Brought to you by Government Certification Specialists Inc. and

Plus the longest running SBA 8(a) blog on the Internet today–bringing you trustworthy SBA 8(a) advice monthly since 2008.

8a Application Dot Com Launches – Resources for Do It Yourself (DIY) 8a Applications

Government Certification Specialists Inc. has launched a new website for small business owners who want to independently complete their own SBA 8(a) applications without the aid of consultants:

This new site offers both free and low cost kits, examples, guides, tip sheets, forms, templates and samples of documents required for 8(a) certification.

Although most documents are free of charge, items available for purchase range in cost from $5.95 up to $59.95.

Our goal is to add new and affordable documents to the site continuously to enable small business owners to successfully navigate the confusing and time consuming SBA 8(a) application process on their own.

For questions about 8AAPPLICATION.COM or for other 8(a) advice or guidance, please drop us a line at or call us at 703-350-8381.

Good luck to you and your small business!


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